About 1st Heritage Credit

First Heritage Credit was founded and in 1995, on the basic business principle that we can be most successful if we treat our employees, customers and each other with dignity and respect. This has worked well for us because today, First Heritage Credit serves over 100,000 customers in over 100 branches operating in Alabama, Louisiana, Mississippi, South Carolina, and Tennessee. Since we are a community-based Lender, lending decisions are made locally by Branch Managers who live, shop and work in the communities they serve. This community knowledge and personal interaction allows us to customize personal installment loans that meet the customer’s financial need with a payment they can afford.

We are committed to providing our employees with a competitive compensation and benefits package and a positive and rewarding work environment. We continually seek career-oriented, motivated and customer service-driven individuals to join our Company. Our emphasis on training, education and individual and team performance goals provides employees with an opportunity to advance within our Company.

Our Mission Statement

Fast and Friendly Service is not just a slogan at First Heritage; it is a way of life. Through our network of Branch Offices located in Alabama, Louisiana, Mississippi, South Carolina, and Tennessee, our goal is to be the “Lender of Choice” in the communities we serve.

Our Vision

We will continue our great service to the customers in those communities we now serve and will serve, as we expand into other communities. We will never lose sight of the fact that our number one purpose is to solve problems for our customers.

We will enhance that service even more by taking advantage of the advances in technology available to us.